The Complementary Income Insurance and the Supplementary Income Insurance
The Complementary Income Insurance is part of the membership of Civilekonomerna.
If unemployed, the Complementary Income Insurance gives you 80 percent of your previous income (max income 80 000 SEK), for about six months (in some cases 65 percent depending on the level of compensation from the Unemployment Fund).
The Complementary Income Insurance is a complement to the compensation you get from the Unemployment Fund (A-kassan). The Unemployment Insurance gives you 80 percent of your income, but does not compensate for incomes over 18 700 SEK/month. The maximum compensation from the Unemployment Insurance is therefore 14 960 SEK/month (80 percent of 18 700 SEK).
A great part of the members of Civilekonomerna earn more than the maximum income in the Unemployment Insurance. There is therefore a need for stronger income security among the members.
The Complementary Income Insurance covers all working members of Civilekonomerna, until the month prior to the member turns 65 years, and is covered by the membership fee to Civilekonomerna.
If you want to extend the time of compensation from 120 days up to 300 days, you can sign up for a Supplementary Insurance.